Whether you’re buying your first investment property, renovating a home, or growing a rental portfolio, financing should support your plan. We help you explore real estate funding options, understand the requirements, and choose a practical next step.
You don’t need a property under contract to start the conversation. Whether you’re still searching or working toward a closing date, tell us about your goals and timeline. We’ll help you explore potential funding options, with clear expectations and straight answers along the way.
Funding Options for your Next Move
Fix & Flip
Purchase and renovation funding options for investors improving properties for resale. We help you explore financing based on the property, project budget, experience, and whether you plan to sell or refinance to pay off the loan.
Rental Property Financing & DSCR
Purchase or refinance funding options for investment properties held as rentals. Debt Service Coverage Ratio (DSCR) programs look at whether rental income can cover the property’s debt payments.
Bridge & Cash-Out
Short-term financing and cash-out refinance options for investment properties. We help you explore ways to bridge a timing gap or access equity, with a clear plan for repayment or longer-term financing.
Ground-Up Construction
Funding options for qualified new construction projects. We help you explore programs based on your building experience, project plans, budget, and timeline.
Commercial & Mixed Use
Funding options for commercial properties and buildings that combine residential and business space. We help you explore financing based on the property’s use, income, condition, and your investment plan.
Transactional, Earnest Money, & Gap Funding
Specialized funding options for earnest money deposits, eligible back-to-back closings, and gaps in a project’s funding plan. Availability depends on the transaction, repayment plan, and funding source.
When Private Money May Be a Fit
Some investment projects need financing that accounts for repairs, a short holding period, or a tight closing timeline. Private money may be worth exploring when traditional financing doesn’t fit the property or your plan.
The right fit depends on more then speed. We help you consider the total cost, cash needed, loan term, and repayment strategy so you can weigh the options before committing.
How We Help You Move Forward
1. Tell Us About Your Project
Share your property details, funding needs, experience, and timeline. If you’re still searching, we can discuss your goals and what information to gather before submitting a deal.
2. Explore the Possible Solutions
We review your project and explore potential options through our funding network. We’ll discuss requirements, costs, cash needed, and the advantages and drawbacks so you understand what may fit – and where there may be obstacles.
3. Move Forward With Clear Expectations
If you choose to proceed with a potential funding option, we help coordinate your submission, explain the documentation needed, and keep you informed along the way. Final approval, terms, and closing depend on the funding source’s review and requirements.
What Shapes Your Funding Options?
Every project is different, and each lender has its own requirements. We look at the property, the numbers, and your plan for paying back the loan. Your credit, experience, and available cash also help determine which options may fit. Whether you’re just getting started or growing your portfolio, we’ll help you explore the possible solutions.
Financing discussed on this page is for business-purpose, non-owner occupied investment properties. We do not offer consumer home mortgages.
Let’s Talk About Your Next Move
Have a deal ready for review? Or questions before you make an offer?
Book a Smart Solutions Session to discuss your project and explore possible funding options.
